Now for a sentence by sentence answer to your request so I do not get accused of not reading the post: So, in a completely non-sarcastic way I just wanted to make you aware of this. Well, I just pointed out that replacers, at least the good ones, come with variants, including clothed (undies) ones. One of the often voiced complaints about bodyreplacers is that some people don't like nude bodies in the game.
nifs (let's see if you know what I mean) and then getting weird results, like boobs stretching off to infinity, strange ragdoll behaviour or such things I am sure someone else will gladly help you. So, in the event of you or someone else reading this installing an armor mod intended for some specific body without installing the necessary. I will carefully refrain from recommending a bodyreplacer because obiously you don't do bodymods and don't see the need for one. After having a look and try some of em you might then refine your search for your personal Topmod by asking stuff like: I used the t3m replacer and like the quality but the armors are a little too skimpy for my taste, what can you recommend me? There are too many and tastes are too different. Then I would have said that I would either use IMCN (complex, realistic) or Arwen (REALLY hardcore). If you had asked for a recommendation for a needs mod for example, then things would have gone way easier. The fact that there are tens of thousands of mods can be overwhelming, so making you aware of the tag search option sounded like a good idea. Directing you to the Nexus was a well intentioned suggestion, because it is the largest mod site out there for FO3 and FONV. It could be that you just installed the game and have a few hours game-experience and never searched for mods before. I also do not know how much you know about modding in general or about modding-sites or about anything. Tastes are different and since I do not know you or can read your mind I can't make recommendations. For a lot of em there are replacer-versions and standalone versions. There are unbalanced ones and strange ones.
There are lore friendly ones, there are a bit skimpy ones and skimpy ones and very, very skimpy ones. There are good ones and bad ones, technically speaking. The problem with armor mods in general is that there are such an awful lot of em. My fault for adding a comment that could easily taken to be offensive without clarifying that this was not the intention. On Forums you can't read expressions, hear the tone of voice or body language so there's quite some room for misunderstandings or misinterpreting. So it was not clear that my introductory sentence was meant to reflect amusement, not ranting in any way, form or shape. I forgot the smilie (again) in my first post. Well, as was said in the vats: let's try this again.